Blog

Family Fishing with Volatility

Edward Inman, ChFC®, CFP®

Friday, February 25, 2022

Catching fish in Alaska can be a bit unpredictable, much like the world is today. Despite all odds, persistence is key.

Financial Mutation: What can we learn from COVID?

Edward Inman, ChFC®, CFP®

Monday, August 23, 2021

As I sit here penning this blog, it seems like we are in for yet another round of COVID. The virus has mutated and the dominant version, the Delta Variant, is gaining steam. Unfortunately, this virus continues to bring bad news for...

August 1, 2021 JACKSON, MS Ashford Advisors is pleased to announce the appointment of Camille Snyder as an Associate General Agent in the Jackson, Mississippi office. Camille brings a wealth of knowledge and experience to her role and...

In January 2020, we kicked off The 12 Steps to Living Confidently, a series about how to become better at managing your finances. This gradual build, from more basic to more advanced, stemmed from research showing that nearly 80...

Nearly 75 percent of small businesses don’t have a succession plan, according to a recent survey.1 To put that into perspective, it’s as though three-quarters of the commercial jets in the air right now don’t have a...

Investing for retirement may have a simple premise: make sure your savings are working hard, so when you stop working, you can live comfortably on your retirement income for many years to come. But the best way to do that differs for...

Take Control of Your Finances

Nancy Du, MBA, RICP®

Wednesday, September 16, 2020

Get in the Driver’s Seat of your financial Life Do you have a road map for your personal finances? Have you ever experienced the feeling of stress or anxiety when it comes to your personal finances or money in general? If so, you...

September marks the 10-year anniversary for Ashford Advisors' Financial Representative, Reagan H. Wolfe Throughout his tenure, Reagan has earned multiple industry and firm awards. Over the last six years, he has been named the...

ATLANTA, GA - August signifies a milestone anniversary for Ashford Advisors' Jackson, Mississippi office Managing Director, Camille Snyder. Camille is celebrating 10 years with the firm. Camille is a Mississippi native and a...

Thinking about starting a small business? Join the club – 97 percent of US employer firms are small businesses, a total of 27.9 million.1 What’s more, over 500,000 new businesses will open this month in the US. While...

You work hard for your money. And you protect it. Year after year, you build net worth as your cash and other assets (house, real estate, investments) grow. Now, imagine that you never protected your money — that you left your...

August signifies a milestone anniversary for Atlanta-based Brokerage Manager, Jim Moore. Entering the Life Insurance Industry in 1964, Mr. Moore has served agents and brokers at Ashford Advisors for two decades. Jim Moore has played an...

Alpharetta, GA – Managing Director Daniel Taylor welcomes five new associates to the Ashford Alpharetta office. These gentlemen will take clients through a financial process that provides education, organization, and the...

Atlanta, GA- Ashford Advisors is happy to announce the newest addition to their Alpharetta office, Judith Olsen. Judith Olsen is a financial professional with a gift to share. She is focused on the quality of life as well as growth and...

July signifies a milestone anniversary for Memphis-based Yvonne Miller, FMLI, ACS, Ashford Advisors’ Director of Operations. Yvonne supports the daily operations of the firm and its associates in Memphis. She also assists with...

The month of July marks a milestone anniversary for Jackson-based, Investment Specialist, Derrick Freeman. Over the past decade at Ashford Advisors, Mr. Freeman has helped hundreds of individuals, families, and business owners become...

Is this Market Making You Nervous?

Edward Inman, ChFC®, CFP®

Tuesday, July 14, 2020

If you have invested in the market since March 6, 2009 chances are your account balances have gone up and that last quarterly statement from your investment or retirement account looked pretty good. As it should…this being the...

Imagine you’re planning a round-the-world cruise. It won’t happen for a few years but you’re serious about going. One of the first things you do is figure out the cost. As the date draws closer, you nail down the...

July marks a milestone anniversary for Managing Partner, George H. Moore, ChFC®, CLU®. Leading the Memphis agency since 2005, Mr. Moore has built a firm that emphasizes comprehensive planning and provides outstanding client...

Buying your first home should bring joy. For many millennials, it may instead bring stress from financial juggling. In a recent survey, over 60 percent said they regretted buying a house. Their number one reason? The ongoing financial...

Mid-June signifies a milestone anniversary for Atlanta-based Financial Advisor, Ned Richards, CLU®. Since 1975, Mr. Richards has worked closely with individuals and business owners, helping them reach their long-term financial...

While the savviest CEOs and bankers understand complex financial concepts that would confound most of us, there’s one critical concept they use that we can all get our heads around: cash flow. Cash flow is, in short, all the...

You’ve Decided to Become a Financial Advisor – Here’s What You Do Next

Daniel A. Taylor, CLU®, ChFC®, CFP®

Wednesday, June 10, 2020

If you have a strong desire to help people, becoming a financial advisor could be a rewarding career for you. However, there’s a lot of misinformation out there about this career. Maybe you spoke to a recruiter from an insurance...

Did you know that memory and memorial share the same root word? For Memorial Day, which honors fallen veterans, and all other days, it may be a good time to think about how you are protecting your own memory through adequate legacy...

May is the month to bring awareness to Disability Insurance and how it can help you plan for life’s “what if?” moments. During Disability Insurance Awareness Month or DIAM, we’ve created a series of blog posts...

May is the month to bring awareness to Disability Insurance and how it can help you plan for life’s “what if?” moments. During Disability Insurance Awareness Month or DIAM, we’ve created a series of blog posts...

Is debt the D in our DNA? Seems to be. The day after a Stone Age genius invented the wheel, a fast-talking salesman was probably advertising hot deals—low cost financing!—on a new set of wheels. Going into debt—using...

May is the month to bring awareness to Disability Insurance and how it can help you plan for life’s “what if?” moments. During Disability Insurance Awareness Month or DIAM, we’ve created a series of blog posts...

May is the month to bring awareness to Disability Insurance and how it can help you plan for life’s “what if?” moments. During Disability Insurance Awareness Month or DIAM, we’ve created a series of blog posts...

May is the month to bring awareness to Disability Insurance and how it can help you plan for life’s “what if?” moments. In preparation for Disability Insurance Awareness Month or DIAM, we’ve created a series of...

The National Association of Insurance and Financial Advisors, NAIFA has announced its 2020 Top Female Advisors in Atlanta. Lisa M. Arnold, MBA, ChFC® and Nancy Du, MBA, RICP® of Ashford Advisors have been recognized. This is...

The National Association of Insurance and Financial Advisors, NAIFA has announced its 2020 Top Advisors Under 40 in Atlanta. Eight Financial Advisors with Ashford Advisors have been recognized including Britton D. Adams, ChFC®,...

Protection. We’re obsessed with it these days. We switch passwords, slather on sunscreen, install detectors and alarms, and wear our lucky socks on every flight. That’s all good. But are you taking meaningful steps to...

A Proactive Cash Flow System

M. Blake Miller

Friday, April 3, 2020

In my last post, I covered the cash flow system that the overwhelming majority of people use to manage their finances. Over the years, I have seen that there are many issues that people encounter throughout their careers and lifetimes...

April signifies a milestone anniversary for Emily P. McIntyre, MBA, Ashford Advisors’ Director of Business Development. Emily supports the firm in community outreach by developing, coordinating, and implementing plans designed to...

Ideas for a Rainy Day or Self-Quarantine

R. Bryant Moore, ChFC®, CLU®

Friday, March 20, 2020

With the uncertainty of the next weeks of potential quarantine and social distancing due to COVID-19, parents of children find themselves in a precarious position: How do we maintain productivity at work and engage our children in...

Ashford Advisors, a financial services and wealth management firm headquartered in Atlanta has recently established a new office in Alpharetta, Georgia. This Alpharetta branch is led by Financial Advisors Andrew Matthieson, Michael...

Ashford Advisors has been named a Top Workplace, National Standard by The Atlanta Journal-Constitution for 2020. ATLANTA, GA – March 2, 2020 – Ashford Advisors has been awarded a Top Workplace 2020, National Standard honor...

Seven financial professionals with Ashford Advisors were announced as 2020 DI Inner Circle Qualifiers. Guardian’s Inner Circle is an award that recognizes producers who consistently produce high-volume, high-quality disability...

“Cut spending.” “Slash expenses.” “Avoid shopping.” The overwhelming advice about cutting expenses makes it sound downright unappealing. No wonder many of us haven’t learned to be good...

Boss. Business Owner. Mother. Wife. Partner. Caregiver. No matter your title, all women should feel empowered to make financial choices for their lives with confidence...

ATLANTA, GA & JACKSON, MS – Managing Director and Financial Advisor, Camille Snyder and Daniel Taylor, CLU®, ChFC®, CFP®, Managing Director and Director of Brokerage Sales, qualified for the Presidential Citation...

When You Can’t Control Rate of Return, Control Your Savings Rate

Jason Huggins, CLF®

Thursday, February 27, 2020

One question that I frequently get asked is which is more important, a.) The rate of return that I get in my portfolio, or b.) The amount I should be saving. I would argue that the answer to the question is the rate at which you save...

Atlanta based Financial Planner, Michael Ghioto, CFP®, RICP® celebrates a milestone anniversary this month. Whether he is helping his clients with their wealth accumulation, investment strategies, or retirement planning, he...

Get ready. We’re about to get deep. Have you ever thought about what means, means? Yes, you can think about it for a moment…back now? Good. As a noun, it can be two things. It can refer to an action or system by which a...

On January 30th, Ashford Advisors held its annual Awards Dinner in the Grand Ballroom at the Dunwoody Country Club celebrating the accomplishments of associates and the firm. This year’s noteworthy accomplishments are as follows:...

Falling out of balance, financially, is easy and very common. Here's why...

M. Blake Miller

Wednesday, February 5, 2020

In working with hundreds of families, I’ve learned that managing cash flow is often a number one concern. What I’ve heard from them, especially as they’re getting closer and closer to retirement, is they feel like...

It’s that time again. The new year. A clean slate. Time for a do-over. For those who seize the spirit of change, there’s a “new you” ahead. Perhaps a slimmer you. Or a stronger you. Or a you that can finally...

Looking for a New Career?

Jason Huggins, CLF®

Tuesday, December 17, 2019

When I entered this career 14 years ago, it was something that came very unexpectedly. I had initially thought that I was going to do something completely different, but if you are anything like I was, you are unsatisfied in your...

This September, Atlanta-based Financial Advisor, Austin Ehlinger celebrates his fifth anniversary with financial services firm Ashford Advisors. Austin entered the financial services industry when he joined Ashford Advisors in 2014....

Having your identity stolen can be both financially and emotionally devastating. Victims describe feeling helpless and fearful, as though they had been physically robbed.1 It happened to 14.4 million Americans in 2018 alone, with...

December signifies a milestone anniversary for Birmingham-based Brokerage Manager, Sam Duffey, CLU®. “When income slows or stops, it immediately becomes quite difficult for most of us to reach our financial goals. As I work...

Rethink Your Holiday Gift-Giving

Jaylin W. Perry

Tuesday, November 26, 2019

You know that moment in the grocery store or on the radio when you hear your first holiday song of the season…barely after Halloween? It’s here. The holiday season is upon us. I won’t go into the marketing and...

Achieving Financial Balance – How to Navigate Repaying Student Loans and Saving for a House

M. Blake Miller

Tuesday, November 19, 2019

For many people, buying a house is one of their top priorities within the first few years post-graduation, but doing so is no easy task. With the amount of student loan debt many graduates have, it can often feel like an uphill battle....

Mid-November signifies a milestone anniversary for Atlanta-based Financial Representative, Elie E. Engler, ChFC®, CFP® . Whether educating his clients in their financial lives, mentoring new associates, or serving the Jewish...

It’s fun to daydream about a better financial future. But, unfortunately, too often people stay stuck in their dreams and don’t take action. Yet, as author Annie Dillard has observed, “How we spend our days is, of...

Chris is the owner of Pinnacle Planning, LLC; he specializes in insurance and estate planning with a focus on life, disability, and long-term care insurance. Chris works with individuals and small business owners to analyze their...

The March 27, 2014 Florida case of Aldrich vs. Basile1 is a good example why you might want to rethink using do-it-yourself legal documents, especially when drawing up a Will. Here’s a synopsis of the case: The decedent in...

Baby Boomers Businesses Will Flood the “Seller’s Market”

Josh Murphey

Friday, October 25, 2019

Basic Economics is just plain ole supply and demand, right? Let's look at the supply to the Mergers & Acquisitions (M&A) market to come in the next 15 years and see what it will do to the demand... and the value of your business....

Life happens. Cars break down. Ankles get sprained. There will always be “emergencies” that can set you back financially, but you don’t want to compound the damage by tapping your retirement savings to pay for them....

“We’re going to need to check your credit”—it’s a sentence we hear when we least expect it and often not ready for it. But you should be, so you can buy a house or car, qualify for loans or even be hired....

ATLANTA, GA – Seven Atlanta-based Ashford Advisors associates have been recognized as Five Star Wealth Managers. The 2019 Five Star Wealth Managers are Britton D. Adams, ChFC®, CExPTM, Peter E. Bourg, Elie E. Engler,...

Today’s career women are proud of their many corporate accomplishments, yet they also want a satisfying lifestyle for themselves and their families. For instance, being able to close a deal in the morning and then show up at her...

The Benefit of Discomfort

Edward Inman, ChFC®, CFP®

Wednesday, October 2, 2019

Most things in life that are worth it come with some discomfort. I think about this idea a lot. Maybe because I turned 40 last April or maybe it is just my path in life that led me to this conclusion, but I believe it is absolutely...

October marks Atlanta-based Financial Advisor, Lisa M. Arnold, MBA, ChFC®’s fifth anniversary with financial services firm Ashford Advisors. An impactful five years in the business, Lisa Arnold has recently been recognized...

Many individuals begin their financial plans with term life insurance because it’s simple to understand, while also being affordable and predictable. However, once your term is up, so is your coverage. Fortunately, there is a way...

Whole life insurance can provide you with multiple benefits, far beyond the death benefit. One of the incentives is the ability to receive tax-deferred payments. The accumulated cash value in a whole life policy grows tax-deferred1....

This September, Atlanta-based Financial Advisor, M. Blake Miller celebrates his fifth anniversary with financial services firm Ashford Advisors. Blake Miller joined Ashford Advisors in 2014 with a focus on empowering his clients to...

Understanding the value of whole life insurance can help you plan for a financially secure retirement. The protection and wealth-enhancing benefits of whole life insurance make it one of the most comprehensive financial tools available...

Do everyday stressors affect your financial decision-making? The Guardian Life Insurance Company of America®, New York, NY surveyed a large sample of Americans to find out what behaviors lead to our emotional and financial...

College costs are continually rising, and it’s only getting tougher to save for it. Paying for your child or grandchild’s college education tomorrow requires planning today. A whole life policy is a great way to save for...

Lisa M. Arnold, MBA, ChFC® and Nancy Du, MBA, RICP® of Ashford Advisors have been recognized as two of NAIFA (National Association of Insurance and Financial Advisors) Atlanta’s 2019 Top Female Advisors. This is...

You’ve been an innovator from the very beginning. Whether it started with setting up your first lemonade stand or with carefully calculating the markup on homemade chocolate chip cookies you sold at recess, that spark was always...

As a parent, you’re constantly worrying about your child’s protection because caring for them is your top priority. When they’re young, you want to make sure they’re always fed, bathed, and happy. When they grow...

Mind Your Business: #10 Accelerating Mortgage Debt

Matthew G. Lipscomb, CLU®, ChFC®

Thursday, August 29, 2019

While we want all of our clients to be financially independent, many times people think that that necessarily requires being mortgage-free. In reality, the decision to have or to not have a mortgage is really an asset allocation...

R. Bryant Moore, CLU®, ChFC® of Ashford Advisors has been recognized as one of NAIFA (National Association of Insurance and Financial Advisors) Alabama’s 2019 Top Advisors. NAIFA-Alabama’s Top Advisor award is based...

How I Found the PERFECT Career

Jason Huggins, CLF®

Monday, August 5, 2019

In June, my wife, Dana, and I celebrated our 24th wedding anniversary. We were fortunate to spend some time together and reflect on all the great relationships and experiences that have been really important to us over the course of...

Are you someone who “works to live” and has no passion for that work? Do you get out of bed dreading the day, or excited to get it started? The desire to be satisfied with the work we do, to make the saying “live to...

Ashford Advisors’ Managing Partners, David B. Allen, CLU®, ChFC®, George H. Moore, CLU®, ChFC®, and V. Thomas Purcell, CLU®, ChFC® are honorees of two GAMA International Leadership Awards, the Master...

Deciding whether to take the leap to start your own business can be a challenge. While the rewards of starting your own endeavor can be high, so can the risks. Becoming a financial professional with Ashford Advisors, however,...

The Human Element of Financial Planning

Andrew Matthieson

Tuesday, July 9, 2019

I love movies. While my wife watches Bravo TV and the Real Housewives of Bemidji or Waxahachie or wherever else Bravo is poisoning the TV airwaves (Hi Honey!), I’m on my iPad catching up on emails, watching Billions (Best show...

Why You Need a Financial Representative for Your Business in Your Corner

Josh Murphey

Monday, June 17, 2019

If you are like many business owners I meet with, your initial thoughts may be “Why do I need a Financial Representative for my business?” But once I have a chance to explain what I can do for their business, they have an...

Gainesville Financial Advisor, Britton Adams, ChFC®, CExPTM celebrates a milestone anniversary this month. Whether he is helping his clients to achieve the goals they have for their lives or giving back to his local community,...

Mid-June signifies a milestone anniversary for Atlanta-based Financial Representative, Mark O. Matia. Beginning in 1984, Mr. Mathia has built a successful career helping clients save for the future and protect what’s most...

Crossing the Financial Bridge

Andrew Matthieson

Thursday, June 13, 2019

Earlier this spring my wife and I went up to Tallulah Gorge for a hike with my mother-in-law, Melinda’s brother, and his new bride. It was the first really nice day of the year after all of the rain we had received in the first...

What’s your professional personality? The job-search process is filled with questions. Where should I work? What type of job will fulfill my needs? What’s the right job for me? Having a degree in hand is a good start...

Mind Your Business: #9 Business Life Insurance

Matthew G. Lipscomb, CLU®, ChFC®

Thursday, May 30, 2019

Business owners are often confused on the names, as well as the types, and uses of business life insurance. In many cases, business owners will refer to “key-man life insurance,” but they are actually referring to insurance...

Do You Understand the Difference in Price and Cost?

Andrew Matthieson

Thursday, May 9, 2019

For some reason, I do my best thinking when flying. As I’m writing this, I’m in the air at cruising altitude. I don’t travel much for work, and when you include those trips with vacations or Melinda and I going places...

Developing your own path and forging the lifestyle of an entrepreneur is exciting, but it can also be challenging. While many people set out to work for themselves and create a business with their passion and values at the center, many...

A Simple Tip for Teaching Your Child to Save

Jason Huggins, CLF®

Friday, April 12, 2019

April is Financial Literacy Month, an opportunity to highlight the importance of financial education and teach Americans how to establish and maintain healthy financial habits. With that in mind and because April 12th is Teach Your...

Annually, the National Association of Insurance and Financial Advisors – NAIFA-Atlanta identifies the top forty advisors in the metro area under the age of forty. Ashford Advisors is pleased to announce eight 2019 designees,...

Reaching the Summit

R. Bryant Moore, ChFC®, CLU®

Wednesday, March 27, 2019

Without looking on your favorite search engine, can you tell me the first person credited with climbing Mount Everest? The history books tell us that New Zealander Sir Edmund Hillary, along with his Nepalese Sherpa Tenzing Norgay,...

Let the Mud Settle

Christopher Boyd

Thursday, March 21, 2019

“Do you have the patience to wait till your mud settles and the water is clear? Can you remain unmoving till the right action arises by itself?” -Lao tzu The process to stop, let the mud settle, reflect and validate...

Guardian honored and recognized Ashford Advisors Atlanta Managing Director, Jason D. Huggins, CLF® in Grapevine, Texas at the Celebration of Excellence banquet during the LAMP conference on March 18, 2019. Jason Huggins was awarded...

What’s Average?

Norman L. Plotkin, JD, CLU®, ChFC®, AEP

Wednesday, March 6, 2019

Recently, a friend of mine complained about all the rain we’ve been getting this year. According to him, it’s not normal; we’re getting way more rain than Atlanta should. I asked him what amount of rain we’re...

Mind Your Business: #8 Succession & Buy-Sell Planning

Matthew G. Lipscomb, CLU®, ChFC®

Monday, March 4, 2019

When two or more people decide to go into business together, it almost always is a very easy decision to make and a very good decision to make. Very rarely, however, do they put thought into getting out of the business or splitting up...

March marks a milestone anniversary for Atlanta Brokerage Manager, Daniel A. Taylor, CLU®, ChFC®, CFP®. Daniel Taylor joined Ashford Advisors in 2009, following in the footsteps of his father, Leonard B. Taylor, former...

6 Things to Know Before You Start Investing

M. Blake Miller

Wednesday, February 27, 2019

So, you want to start investing? Good! It’s about time! Investing can be a great friend if done right, however, it can also be your worst enemy if you walk in blind. The market will turn on the drop of a hat, and there is nothing...

On January 31st, Ashford Advisors held its annual Awards Dinner in the Grand Ballroom at the Dunwoody Country Club celebrating the accomplishments of associates and the firm. This year’s noteworthy accomplishments are as follows:...

The month of February marks a milestone anniversary for Atlanta, Investment Specialist, W. Edward Inman, Jr., ChFC®, CFP®. Over the past decade, Mr. Inman has helped hundreds of families, business owners and foundations become...

The First Year Pharmacist’s Financial Plan

M. Blake Miller

Monday, February 4, 2019

You did it! Congratulations! You’ve graduated, spent countless hours studying for Boards, and landed your first – real paying – job! Oh, wait, you did a residency?!? Well read this again in a year or two, but...

The Student Loan Mistake You Don’t Want to Make

M. Blake Miller

Monday, January 21, 2019

Every June and July, as new residents begin to get a taste of what it’s like to finally be making some money, they also begin to feel the weight of the mega amounts of student loan debt. With some student loan balances higher...

This January marks a milestone anniversary for our Vidalia Financial Advisor, Charles “Mac” Jordan, CLU®, ChFC®, CAP®. Mr. Jordan celebrates his 15th year with Ashford Advisors. With over thirty years in the...

The Value in Simplicity

Edward Inman, ChFC®, CFP®

Wednesday, January 16, 2019

My career path to becoming a Financial Advisor has been a little unorthodox. Before joining Ashford Advisors, I was a Firefighter EMT, serving the City of Alpharetta, Georgia within one of the most highly rated, professional, highly...

Millennials: Why Now is the Best Time to Start Investing

M. Blake Miller

Wednesday, January 9, 2019

One of the biggest questions I was getting from people 10-12 months ago was, “Is now the time to get invested?” If you remember, that was right about the time the S&P 500 (a gauge for the U.S. stock market) was at all-time...

5 Money Resolutions that REALLY Work

Jason Huggins, CLF®

Wednesday, January 2, 2019

5 Money Resolutions that REALLY Work from Ashford Marketing on Vimeo. Happy New Year! If you’re like many, you’ve set some personal and professional goals for 2019. On the personal side, you might be planning to live a...

January 1, 2018, marks the one-year anniversary of the merger of Ashford Advisors’ Memphis agency, formerly Chartwell Financial Group. The strategic partnership was designed to combine the success and strengths of the two...

Process Over Predictions

Christopher Boyd

Monday, December 17, 2018

As we round out 2018 and look ahead to 2019 (and beyond), the number of grand predictions and opinions are prevalent and growing. For the pundits and tea leaf reading experts, the opportunity to give out “rationalized”...

December marks a milestone anniversary for Little Rock Financial Advisor Warren Woodham who celebrates his 20th year with Ashford Advisors. Over the past two decades, Mr. Woodham has enriched the lives of the people in his community...

Think Big Picture: Football and Finance

Reagan H. Wolfe, ChFC®

Wednesday, December 5, 2018

For those who know me fairly well, you know that I'm a big Georgia Football fan. Now, there are a lot of people that can say they're a "big" Georgia Football fan, but to give you some background… I attended my first game when I...

Ashford Advisors celebrates the one-year anniversary of its merger with the Jackson agency, formerly Allen Financial Group, on November 1, 2018. Throughout the past year, the Mississippi firm has continued to serve as a trusted...

Mind Your Business: #7 Personal Life Insurance

Matthew G. Lipscomb, CLU®, ChFC®

Monday, October 29, 2018

Although life insurance should be an integral part of an entrepreneur’s planning, for a variety of reasons (be it the lack of time, knowledge, or trust in others to guide them) this decision is often put on the back burner. Did...

Ashford Advisors’ Memphis Investment Specialist, Paul H. Barlow, and Managing Partner, George H. Moore, ChFC®, CLU® have been recognized as 2018 Five Star Wealth Managers, a third year for George Moore. Five Star...

On October 16, 2018, R. Bryant Moore, ChFC®, CLU® celebrates his 15th with Ashford Advisors. Mr. Moore lives to serve others and invests in the relationships he builds with clients and within his community. Bryant Moore joined...

Ashford Advisors representatives Peter E. Bourg, Elie E. Engler, ChFC®, CFP®, Michael J. Ghioto, CFP®, RICP®, Matthew G. Lipscomb, CLU®, ChFC®, and William R. Mumpower, CLU®, CFP®, RICP® have been...

The month of October marks a milestone anniversary for Lee Evans of the Ashford Advisors Vidalia office. Over the past decade, Mr. Evans has enriched the lives of the people in his community and focused on providing tools that lead...

October 1, 2018 marks a milestone anniversary for Memphis Financial Advisor, David Earhart. He has spent the last three decades committed to enhancing the lives of his clients and bettering his community. After spending just over a...

The Top 4 Strategies to Pay Off Debt

M. Blake Miller

Wednesday, September 26, 2018

Almost everyone in America carries some sort of debt, yet not one single person enjoys doing so. If you had a choice to buy a car in cash or take on debt, everyone would use cash. So why do so many people have debt? Here is the...

The Road to Financial Success: Step 4 – Get Out of Debt

M. Blake Miller

Wednesday, September 19, 2018

Consumer debt is an anchor that weighs down the majority of the wallets across America. Taking on too much leverage will cripple any household or business. Just ask Long-Term Capital Management, a group of the smartest guys in finance...

The New iPhone XS: Why it's the 2nd Largest Risk to Your Wealth

M. Blake Miller

Friday, September 14, 2018

When people think of building wealth and growing their money over time, everyone first focuses on the return of their initial investment. That is an important factor to consider, however, there is likely to be a risk associated with an...

The Road to Financial Success: Step 3 – Defense Wins Championships

M. Blake Miller

Wednesday, September 12, 2018

There is a reason this is one of the most famous sayings in sports. It’s because it is true. Look at any major sports team, any world champion, any franchise with a history of winning, and I am sure a big reason why they got to...

What Should You Invest In?

Reagan H. Wolfe, ChFC®

Tuesday, September 11, 2018

Over the years, I’ve had lots of people ask me: Where are you putting your client's money? Or, what investments are you recommending?... What they're referring to is the investment product or vehicle I'm recommending. However,...

Ashford Mississippi, LLC’s General Agent, David B. Allen, CLU®, ChFC®, celebrates his 40th anniversary with The Guardian Life Insurance Company of America® in 2018. Mr. Allen joined Guardian on September 1, 1978,...

Interviewing Best Practices

Jason Huggins, CLF®

Friday, August 24, 2018

In a typical calendar year, I will interview between eighty and one hundred twenty candidates for positions at our firm. With that many interviews over the course of my career, I’ve picked up on some things that might benefit...

Blood in the Water: What I learned from my week with a Navy SEAL Sniper Instructor

Andrew Matthieson

Sunday, August 19, 2018

Earlier this year, I visited Southern California for a trip that will have an impact on me forever. This excursion was set up by one of my business coaches, Joe Delisi, in our Memphis office. Joe’s personal coach is Eric Davis...

Mind Your Business: #6 Retirement Accounts

Matthew G. Lipscomb, CLU®, ChFC®

Thursday, August 16, 2018

Since the time we could spell “401k” and “IRA”, we’ve all been told that we should always, without question, contribute the maximum amount. While I will not use this blog to discuss whether that advice is...

How ‘bout it: Buying a Beach Bar

M. Blake Miller

Wednesday, August 15, 2018

I have a close friend who would probably define at least some version of his “success” as owning a bar on the beach. That’s you Mike P.! Let’s go with that for a second. I did a quick Google search and I found a...

Lisa M. Arnold, MBA, ChFC® of Ashford Advisors has been recognized as one of NAIFA (National Association of Insurance and Financial Advisors) Atlanta’s 2018 Top Female Advisors. Lisa is a third-year recipient of the Top...

The Road to Financial Success: Step 2 - Save

M. Blake Miller

Wednesday, August 8, 2018

Is it easy for you to save money? If so, you’re not saving enough. My mentor in this business has always told me that people don’t know how much they can save until they save too much. In Step 1, I asked you to define your...

The Road to Financial Success: Step 1 – Define Your Success

M. Blake Miller

Wednesday, August 1, 2018

Everyone wants to be on the road to financial success, yet so many people fall short of their definition of “success.” Why is that? In most cases, it is because there are so many ways to easily fall off track, and there is...

Always Tie It Up in the End

R. Bryant Moore, ChFC®, CLU®

Friday, July 27, 2018

Occasionally, I share with my clients and recent adult-friends that I was a drum major for three years in high school. Yes, I waved my arms and did a split to signal the start to halftime. If you’d like to see the split, give me...

In June, Ashford Advisors’ CEO, V. Thomas Purcell, CLU®, ChFC®, was recognized as a recipient of 2018’s Who’s Who of NAIFA-Atlanta. This list includes presidents, executive leadership, and agency and industry...

Mid-Year Financial Check Up: 11 Questions to Ask Yourself Half-Way Through 2018

M. Blake Miller

Wednesday, July 25, 2018

The start of the year often brings out optimism, hope, and expectations of what a great next 12 months could look like. New Year’s resolutions – getting out of debt, saving a certain amount, buying a house, traveling more,...

Finances and Firearms

Edward Inman, ChFC®

Monday, June 18, 2018

I have been shooting firearms for years. It is one of those things a boy from the south does, at least in my family. My great-grandfather was a hunter, my grandfather was a hunter, my father as a hunter, I am a hunter, and now I am...

Ashford Advisors is pleased to announce Howard C. Busbey, Sr. was inducted into Guardian’s Hall of Fame at the May Leaders Club Conference in Washington, D.C. Mr. Busbey entered the industry in 1952, was called to active duty...

A Series of Small, Compounding, Bad Decisions

Joseph DeLisi, CFP®, ChFC®

Thursday, April 26, 2018

Because I view myself first and foremost as a financial coach to my clients rather than a financial planner, I, myself have several coaches I pay and engage with on a regular basis. The purpose is mainly to continue to learn about and...

The Consistent Application of Discipline

R. Bryant Moore, ChFC®, CLU®

Monday, April 2, 2018

As I sit in an airplane at 34,000 feet, I finally have some time to evaluate the progress of my goals for the first part of 2018. I’m on my way to see my business coach for the 2nd out of 4 in-person sessions during the year. The...

2018 Edition: How Your Favorite Golfers in the Masters Compare to Asset Classes

Andrew Matthieson

Wednesday, March 28, 2018

It’s almost here, my favorite sporting event of the year, The Masters. Growing up in Georgia, Augusta National seemed so close yet thousands of miles away all at the same time. I finally made my first trip to the event last year,...

Mind Your Business: #5 Asset Protection

Matthew G. Lipscomb, CLU®, ChFC®

Monday, March 26, 2018

Have you ever wondered what would happen if you were to get sued? It’s a terrible thought I know, but let’s consider just for a moment if you did. There’s really no such thing as “bulletproof” asset...

Seven financial representatives at Ashford Advisors have been recognized as NAIFA (National Association of Insurance and Financial Advisors) Atlanta’s 2018 Top Advisors Under 40. NAIFA Atlanta held its annual Top Advisor Luncheon...

Ashford Advisors has been named a top workplace by The Atlanta Journal-Constitution for 2018. The list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC (formerly...

Mind Your Business: #4 Entrepreneurial Assets vs Paper Assets - What is the Proper Balance

Matthew G. Lipscomb, CLU®, ChFC®

Monday, February 26, 2018

While on the one hand it is very difficult to become financially independent with paper or financial assets only, it is also very difficult to grow entrepreneurial assets substantially without the help of financial assets. This is not...

The Ashford Way

Jason Huggins, CLF®

Thursday, February 8, 2018

For the last 10 or so years, I have attended numerous industry events and conferences across the country and consistently get feedback that Ashford Advisors has something very special. When other firms see us together, they can’t...

Is the Market Making You Nervous?

Edward Inman, ChFC®

Tuesday, February 6, 2018

If you have invested in the market since March 6, 2009 chances are your account balances have gone up and that last quarterly statement from your investment or retirement account looked pretty good. As it should…this being the...

Three Investing Mantras in 2018

Michael Ghioto, ChFC®, RICP®

Thursday, February 1, 2018

Every new year starts with fresh anticipation. What is possible this year? Where will we travel? What will we learn and where will we be in one year? We also ask many of the same questions about our finances, including what is next for...

The Top 5 Financial Tips for Today's Graduates

Lisa Arnold, MBA

Monday, January 29, 2018

1. Save 20% If there is just one financial habit you can develop early in life, it would be to save at least 20% of every dollar you earn. In today's economic environment, we are finding that 10% - 15% savings rates are just not...

When Markets Turn

Joseph DeLisi, CFP®, ChFC®

Tuesday, January 2, 2018

WHEN markets turn it can come as a complete surprise to even the most experienced person. We often don’t know when the market has officially turned while we are in the midst of it. It’s easy to look back in history and look...

The Top 10 Financial Lessons from National Lampoon’s Christmas Vacation

Andrew Matthieson

Tuesday, December 5, 2017

Growing up, my family didn't have dozens of holiday and Christmas traditions, but we did have one that we took fairly seriously. If you asked any one of our family friends or extended family members if the Matthieson's had any...

Mind Your Business: #3 Are You Saving and Investing the Right Amount?

Matthew G. Lipscomb, CLU®, ChFC®

Thursday, November 30, 2017

I think if we talked about and promoted what it actually takes to become financially independent (while I am not sure many more people would actually do what is required) a lot of financial publications and websites would probably go...

Financial Independence is NOT Included in Your Group Benefits

Andrew Matthieson

Monday, November 13, 2017

As I'm writing this, many of you are in the closing stages of open enrollment at your respective companies. You know the time of year well, usually you’ve procrastinated until the last minute where you're making elections with...

What does "retirement" mean to you?

M. Blake Miller

Monday, November 6, 2017

If you are young, it probably doesn’t mean too much. For me, it’s kind of like a mythical land so far off into the future that I have trouble wrapping my mind around it. For folks who are older, who are living it or will...

Does Your Umbrella Have You Covered?

Jason Huggins, CLF®

Wednesday, October 25, 2017

I am the family member that cleans out our cars and I'm lovingly criticized by my wife afterwards because she says she can never find her umbrella when I’m done. Seems like I have an uncanny ability to "hide" it just before the...

Have to/Want to: Moving Through One to Get to the Other in Order to Achieve Your Goals

Joseph DeLisi, CFP®, ChFC®

Monday, October 23, 2017

In 20 years of being “in front of the room” teaching, advising, speaking and coaching both personal clients as well as large organizations, I have found that there is a serious lacking in the skill of discipline. Everyone...

“Pay Yourself First” – An old adage that still holds true today

M. Blake Miller

Monday, October 9, 2017

Odds are you will always stay ahead if you pay yourself first, consistently. The first dollars in to your pockets should stay in your pockets, and the rest, spend it how you please. In today’s world, it is very difficult to live...

Mind Your Business: #2 Why Selling Your Business May Be a Massive Pay Cut

Matthew G. Lipscomb, CLU®, ChFC®

Friday, October 6, 2017

If you have ever thought about selling your business and walking away with a big pay day, I urge you to consider what the financial ramifications on your lifestyle would be. *I will not address the specific tax consequences here; I am...

401(k) or 401(nay)? Why you should seriously reconsider traditional thinking…

M. Blake Miller

Monday, September 11, 2017

Growing up, I always heard people talk about contributing towards retirement. That is what everyone is always working towards – saving for retirement, so when they finally get there, they can finally enjoy the life they always...

Mind Your Business: #1 Corporate Structure

Matthew G. Lipscomb, CLU®, ChFC®

Friday, September 1, 2017

Have you been told that because your business is inside of an S Corporation/C Corporation/LLC, etc. that you are "protected" from a lawsuit? The truth is, while there may be some protection, I'd suggest you are not as protected as you...

What's In a Name?

Joseph DeLisi, CFP®, ChFC®

Wednesday, August 16, 2017

Before Google was “Google”, before Facebook was “Facebook”, before AutoZone was “AutoZone” and before WalMart was “Walmart”, those names meant literally nothing to any of us. Seriously,...

UPDATE: New Proposed Changes to Student Loans

M. Blake Miller

Wednesday, August 2, 2017

It’s no secret student loans are a huge part of many people’s lives. And if you have a graduate degree, it is probably an even bigger part of your life. But, on top of that, it is an even bigger part of the United States...

Mind Your Business: 10 of the Most Common Business Owner Blind Spots

Matthew G. Lipscomb, CLU®, ChFC®

Tuesday, August 1, 2017

“You must learn from the mistakes of others. You can’t possibly live long enough to make them all yourself.” – Samuel Levenson In my 25 years of working with business owners and entrepreneurial minded...

Should I Focus on Building Savings or Eliminating Debt?

Andrew Matthieson

Friday, July 28, 2017

Summer is in full swing and in my house, it's one of the busier times of the year. Every time I turn around we have a wedding to go to, an engagement party, baby shower, lake weekend, golf outing (I'm not complaining about golfing), or...

Is Your 401k Suppressing Your Entrepreneurial Spirit?

Edward Inman, ChFC®

Monday, July 10, 2017

Everyone tells you to do it... Your friends, HR department, parents, conscience, CPA, super bowl ads...YOU NAME IT! Everywhere you turn, the Employer Sponsored Retirement Plan (a.k.a 401k, 403b, SEP IRA etc) is positioned as the...

That's Not Investing...That's Speculating

Joseph DeLisi, CFP®, ChFC®

Thursday, July 6, 2017

One thing the human animal is notoriously bad at is learning from our own history. I think this is because we are emotional creatures, not logical ones. If we were truly logical beings, then we could analyze a data set and then only...

Why Do You Work?

Jason Huggins, CLF®

Monday, June 26, 2017

“The two most important days of your life are the day you were born and the day you discover why you were born.” – Mark Twain Do you work for "just a paycheck" or do you work for something more, something more...

Financial Cuddling

Joseph DeLisi, CFP®, ChFC®

Monday, June 19, 2017

Funny title for a financial blog huh? As always, there is a backstory to it. My 7-year-old boy recently started training Jiu-Jitsu. For anyone unfamiliar with this practice, it involves a lot of grappling, take-downs and submission...

A Financial Plan for 20-Something Year Old’s

Michael Blake Miller

Tuesday, May 16, 2017

A couple weeks ago, I was with some friends of mine and they were asking about what they should be doing now to get started on a good financial track. I started thinking, but to provide them with the best possible answer, I also read a...

“I’m IN!!!! Wait…I’m Out”; Why 90% Of America is Lost.

Joseph DeLisi, CFP®, ChFC®

Wednesday, April 26, 2017

Everyone falls in love with an idea. The idea of being fit. The idea of having a loving and joy filled marriage. The idea of raising responsible and capitalistic children. The idea of having an abundant financial life. But only 10% of...

Residents – The Needs Vs Wants Struggle of Living Like a Doctor

Michael Blake Miller

Friday, March 31, 2017

For most residents and fellows, their financial hope during training is to survive long enough to get a job and start making “real” money. What’s funny is that the $50,000 a year salary they make during residency is...

How Your Favorite Golfers in the Masters Compare to Asset Classes

Andrew Matthieson

Monday, March 27, 2017

Masters Week is finally approaching. I got married on the Saturday evening of last year's tournament so this year will be tough to top last year. (Yes, compliance and my wife require me to say that....) So, this year although I (again)...

PGY 1 #Goals

Michael Blake Miller

Thursday, March 23, 2017

Goal number 1, survive sleep deprivation. By now you have settled in to your first year of residency. Clinic, rounds, journal club, all of that takes up most of your time, and the other part is spent sleeping or out with some friends....

Med Student to PGY 1: What do you mean I’m not making bank?!?

Michael Blake Miller

Wednesday, March 22, 2017

First off, congratulations on matching with a program. That is great! Over the next few months as you finish your final rotations, you will begin to look for places to live for your residency. So, what to do? Do you buy or rent? I...

90%, 10%, & 1% People

Joseph DeLisi, CFP®, ChFC®

Tuesday, March 21, 2017

We hear about “1 percenters” in the context of those who make a 1% tier income. I want to talk to you about a different group of 1% people. I’ve never watched The Matrix all the way through (fun fact: I played Keanu...

The Financial Side of Medicine: A Journey from Medical School through Residency and into Practice

Michael Blake Miller

Tuesday, March 21, 2017

Congratulations on receiving your M.D. (or D.O.)! You have entered the elite company of other M.D.’s across the country. Now I know what you are thinking, my M.D. is my doctorate in medicine; however as Lee Corso would say,...

Rate of Return Will NOT Save You!

Edward Inman, ChFC®

Friday, March 17, 2017

Time and time again I sit down with clients and sense their frustration with the way their Market Based Assets are performing and the rate at which they are building wealth. These Market Based Assets I am referring to could be inside...

That Next Big Thing You’re Planning Could Be Killing Your Finances

Andrew Matthieson

Friday, February 24, 2017

Over the last couple years, it has become more and more clear every day that our success, whether it’s with our health, faith, relationships, or work, is all tied to behavior. Not only is our success in these areas tied to...

Obama’s “Risk-Free” Retirement Plan: The Good, The Bad, The myRA

Michael Blake Miller

Thursday, February 23, 2017

The year 2017 will bring a lot of change to the United States. New jobs, new opportunities, new markets, new goods, and a new “retirement savings vehicle” – the myRA. Obama wanted to help Americans save for retirement...

Selection vs Recruiting

Jason Huggins, CLF®

Wednesday, February 8, 2017

You might ask yourself, what is the difference between a selection process and a recruiting process? Where other firms hire six to eight people a month, Ashford Advisors hires six to eight people a year. This is intentional. Our...

Spring Cleaning: Organizing Your Financial Junk Drawer

Blake Miller

Monday, January 30, 2017

Over the last few years, I have met with hundreds of individuals and families and there has been one common theme in helping each of them. Financial Organization. Not necessarily the paper aspect of it (tax returns, investment...

What's your Financial New Year's Resolution?

Andrew Matthieson

Wednesday, January 4, 2017

A new year is an exciting time for everyone. There are new possibilities for us all, both personally and professionally. A fresh start and clean slate. I've always been a big fan of thinking about goals, the future, and the "big...

Is the Stock Market Too High to Invest In Right Now?

Joseph DeLisi, CFP®, ChFC®

Tuesday, December 13, 2016

Ask a group of people to raise their hand if they think they are a below average driver. Hardly anyone raises their hand when asked that question because most people think everyone ELSE has the problem. But by definition, half of the...

Stop Apologizing for Holding Cash

Andrew Matthieson

Thursday, December 8, 2016

My wife Melinda and I spent Thanksgiving with my in-laws in Athens, Ga. I've always loved this time of year because I feel like it’s the only time we can step away, forget about work, and remember the things that really matter...

Not My First Rodeo

Joseph DeLisi, CFP®, ChFC®

Monday, December 5, 2016

I first heard that phrase in 1992. My high school baseball coach used it as a response to some question. I had no idea what he was talking about but it sounded pretty cool so I began using it too. I probably used it in some very...

What to Expect When Working with a Financial Professional

Andrew Matthieson

Wednesday, November 9, 2016

Have you ever been to a networking event? Maybe it was a chamber of commerce, a rotary club or an alumni gathering. Did you feel like you were drowning in a sea of financial professionals? Advisors, Representatives, Brokers, Agents,...

The Tyranny of Stuff

Joseph DeLisi, CFP®, ChFC®

Tuesday, November 8, 2016

I have written before about what I refer to as Lifestyle Addiction™. Simply put this is an addiction to a Lifestyle to the point that, just like any addiction, if you were forced to no longer have that lifestyle, you would...

Planning for Your Grandchild with Special Needs

Norman L. Plotkin, JD, CLU®, ChFC®, AEP

Thursday, October 20, 2016

Grandparents want to provide their children and grandchildren with the best. They often do this by giving gifts while they are alive. Some grandparents are able to leave their grandchildren money after their death. Such grandparents...

Being a Financial Coach

Jason Huggins, CLF®

Friday, October 14, 2016

Mike Bobo. Norm Chow. Don Coryell. Josh McDaniels. Bill Walsh. These names may sound familiar or you may have never heard of them before, but, in my opinion, they are some of the greatest offensive minds in NFL or college football....

OMG…It’s An Election Year…What Will the Market Do????

Joseph DeLisi, CFP®, ChFC®

Thursday, September 22, 2016

Have you asked this question? Be honest. It’s ok. You probably have. I think most people have asked this question and it only makes sense because you’ve been conditioned to ask it. First, no one knows what the market is...

The River Has Moved!

Norman L. Plotkin, JD, CLU®, ChFC®, AEP

Tuesday, September 20, 2016

The Choluteca Bridge in Honduras was built with such design strength that it could withstand the worst of hurricanes. When Hurricane Mitch came in 1998, it dumped 75 inches of rain in less than four days and destroyed 150 Honduran...

Put a Moat Around That Castle!

Joseph DeLisi, CFP®, ChFC®

Wednesday, September 7, 2016

Since the beginning of man we have demonstrated our wealth and influence in a physical way. In medieval times people displayed their wealth by building elaborate castles. I don’t know how long it took folks back then to realize...

The Most Important Part of Your Financial Health (And You Don't Want To Address It)

Joseph DeLisi, CFP®, ChFC®

Wednesday, September 7, 2016

Investment allocations? Savings rates? Protection? Real Estate? Taxes? Debt? What is it??? What is the most important thing for your financial health? If you listen to the guy screaming at you on the radio you’d think it was the...

The 30 Second Budget

Joseph DeLisi, CFP®, ChFC®

Wednesday, August 10, 2016

One of the worst financial tasks people have to conquer is creating a budget. And the financial industry has done everything in its power to screw it up even further for you! Software, talk show hosts, “envelope systems”,...

One Day

Joseph DeLisi, CFP®, ChFC®

Wednesday, August 10, 2016

There is no end zone. There is no goal line. There is only today. I have often told people that they only get one “compound curve” (the financial geek’s way of saying you only live once!). A compound curve shows...

Why Doesn't Everyone Do This?

Joseph DeLisi, CFP®, ChFC®

Thursday, July 14, 2016

I use this Facebook page to communicate to my financial clients and other advisors who I coach. Every time I sit down to write something I am thinking of things that will help both groups of people to grow and to learn. Usually I get...

Opportunity is N O W H E R E

Jason Huggins, CLF®

Friday, July 1, 2016

How do you read that sentence? When I ask most people what that sentence says, 9 out of 10 people read it as “Opportunity is nowhere.” And that is true. But, if you shift how you look at something, it has an entirely...

How To Destroy Your Financial Life In Three Easy Steps

Joseph DeLisi, CFP®, ChFC®

Monday, June 13, 2016

Investments Part 1; Talk to people, read the paper, or surf the Internet. In the 2011 movie, “Moneyball” starring Brad Pitt, there is a scene where Pitt’s character is talking to his little girl who is really afraid...

How To Wreck Your Investment and Savings Portfolio

Joseph DeLisi, CFP®, ChFC®

Monday, June 13, 2016

Investments Part 2-Confusing Needs and Wants and Your ability to Rationalize; the components of Lifestyle Addiction™. In part one of this series we discussed how you could make sure of failure in finance if you just spent a bunch...

How To Achieve Failure in Your Investing and Financial Life

Joseph DeLisi, CFP®, ChFC®

Monday, June 13, 2016

Investments Part Three-Discount Poor Behavior In Other Areas of Your Life In this series we are looking at how to best achieve the financial failure you might desire. In Part One we looked at where to best go for input and information...

Newlywed Finances: I Do…Now What?

Andrew Matthieson

Thursday, June 2, 2016

I got married on Masters Saturday this year, and the experience did nothing but exceed our expectations. I don't recall how many people told us to "enjoy the moment" and that "it flies by" but they hit the nail on the head. We couldn't...

Buying Wine is Scary!

Joseph DeLisi, CFP®, ChFC®

Thursday, May 26, 2016

I read a blog post the other day about buying wine. It was geared towards a reader who knows nothing about wine…I qualify as the perfect reader for this blog. Here is what I know about wine: Red White Drunk I’m not much of...

The Best Financial Advice

Joseph DeLisi, CFP®, ChFC®

Sunday, May 22, 2016

In my industry, we are taught to shy away from words like “best” as that term is subjective and may be impossible to prove. So, the attorneys in my company try and protect me from trouble by training me to never use terms...

Women and Finances

Joseph DeLisi, CFP®, ChFC®

Thursday, May 19, 2016

Women, Finance Everyone knows that men and women are different. We think and emote in very different ways. If you are married you KNOW this. I can make a totally innocent remark to Jayme (at least as far I know!) and before I can blink...

No Shortcuts... Lessons Learned from a Business Builder

Joseph DeLisi, CFP®, ChFC®

Monday, May 16, 2016

For the last 18 years I have built a business from the ground up. While I have had a few mentors who meant the world to me, no one handed me anything. I started off with 0 clients and no income at all. I was 100% on my own. The career...

Execution is King

Joseph DeLisi, CFP®, ChFC®

Wednesday, March 30, 2016

With almost two decades in the financial services world I have vast experience in observing the human animal. I have counseled hundreds of families on what it takes to build a balance sheet but I also have coached literally thousands...

March Madness and Your Retirement Plan

Joseph DeLisi, CFP®, ChFC®

Thursday, March 24, 2016

I’m a University of Maryland alumnus. I spend all of March explaining to my wife and children what a Terrapin is (a vicious, warrior-turtle in case you didn’t know). March is the month where the college basketball universe...

How Do I Repay My Student Loans?

Blake Miller

Saturday, March 19, 2016

As we approach graduation season, thousands of college graduates will be turning the page in their book of life. No longer do they have the responsibility of ‘studying’ each and every night (of course), or deciding whether...

How to Lose the Investment Game

Joseph DeLisi, CFP®, ChFC®

Monday, March 14, 2016

Investing If you are like me, your whole life people have told you what to do. First, it was your parents then maybe it was a teacher. Eventually you began to listen to your friends and then your boss at work (ugh). Some of us are even...

What's Next

Joseph DeLisi, CFP®, ChFC®

Saturday, February 27, 2016

I used to hate change. When I was a kid, I was the last one to take off my “Jams” shorts and my “Air Jordan” Hightop shoes. I walked around in those bad boys for waaay too long. I had the same hair style for my...

3rd Grade Math is Killing You

Joseph DeLisi, CFP®, ChFC®

Wednesday, February 17, 2016

In 1983, I was in the third grade. That’s when I first realized that money was important. I can remember vividly that the concept of a million dollars meant you were really rich. $1,000,000 was such a magical number and it still...

Principles Matter

Joseph DeLisi, CFP®, ChFC®

Wednesday, February 10, 2016

Principles matter. Principles, rather than feelings, allow you to know what to do when life gets confusing. In the midst of chaos, you need to be able to fall back on your already, well thought out principles. When the U.S. Navy is...

Why Robo Advisors are GREAT (at being Robots)

Joseph DeLisi, CFP®, ChFC®

Wednesday, February 3, 2016

I started in the financial advising business in 1998. Windows ’95 was still a baby and the internet had not yet made it’s mark (most people still called it “the information super highway”…not “the...

Now Hiring Blackjack Players.

Joseph DeLisi, CFP®, ChFC®

Wednesday, January 20, 2016

I am looking for a team player with strong analytic, mathematic and research skills. Your daily responsibilities are to attend to my every need at a casino blackjack table. Specifically I will need the applicant to be able to tell me...

New Beginnings

Joseph DeLisi, CFP®, ChFC®

Tuesday, January 5, 2016

I can sum up almost 20 years of experience in the world of personal finance in four words. In my business I travel a lot to speak at various functions. When I speak, it can be for anywhere from 2 hours to two days. No matter the venue...

The Danger of Math to Predict Your Financial Future

Britton Adams, ChFC®

Tuesday, October 20, 2015

Math is not an easy subject for everyone to grasp, but most people understand the concept of a basic mathematical formula. However, there are numerous problems in trying to use mathematics to plan your life, particularly when it comes...

Planning During the "Home Stretch"

Chip Busbey, CLU®

Tuesday, September 15, 2015

If you are like many of the families I work with, your financial resources have been pulled in many different directions over your adult lives. Perhaps, you started families and began to get your footing in new careers while in your...

Here’s how to get a jump-start on creating a system to organize your bills, statements, policies, and other financial paperwork.

How to Swing Like a Pro in Your Financial Life

Jason Huggins, CLF®

Tuesday, September 1, 2015

If you and I were to play golf together and we were standing at the first tee box, and you had to choose between the following, which would you choose: Play with your golf clubs, but have Rory McIlroy’s golf swing Play with your...

The 10 Commandments of Personal Finance

Blake Miller

Tuesday, August 4, 2015

The Ten Commandments of Personal Finance to remind us to stay focused on habits that will lead to financial success.

It is very likely you haven't given much thought to how your checking and savings accounts are set up. But that could hinder your progress in achieving your overall financial goals.