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Ashford Advisors is an agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. OSJ: 900 Ashwood Parkway, Suite 400, Atlanta, GA 30338 (770)-390-2600. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. Park Avenue Securities is a wholly owned subsidiary of Guardian. Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian. Ashford Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.

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