Money | I. M. Financial Team

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

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Saving for College 101

Here's a crash course on saving for college.

Overlooked ways to add diversity to your portfolio

A diverse portfolio can be more than stocks and bonds.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Cash Stuffing

Using old school savings method of saving cash in envelopes, called Cash Stuffing

How to manage debt

8 ways to help manage debt wisely to avoid overextending yourself.

Ways to turn spending into savings

These strategies will help you save more and spend less.

7 tips to help you make a budget you’ll follow

Effective budgeting will empower you to make responsible financial decisions without sacrificing your emotional well-being

Money matters: Why it pays to be financially responsible

Teens might not have much money, but it's important for them to be responsible with the cash they do have.

Strategies for smarter gift-giving

Stressed about the cost of gift-giving? You’re not alone. Here are some tips on how to be a savvier gift-giver.

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What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

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Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.