Michael J. Ghioto, CFP®, RICP®

With more than 15 years at Ashford Advisors, Michael Ghioto is a professional CERTIFIED FINANCIAL PLANNER™ focused on his client’s wealth accumulation, investment strategies, and retirement income planning.  His passion is helping clients create a financial road map with clarity, confidence, and conviction about what is possible.

Michael majored in finance, earning both his undergraduate and MBA degrees from the University of Georgia.  Prior to joining Ashford Advisors, Michael spent time in banking and consulting.  He is also a designated Retirement Income Certified Planner.

Michael was raised on Saint Simons Island, Georgia and moved to Atlanta in 1998.  He and his wife, Lara have three children: Jack, Elizabeth, and Samuel.  Michael is involved with several community organizations and is an active Boy Scout troop leader.

Education, Training, Memberships

• Licensed Registered Representative and Financial Advisor with Park Avenue Securities, LLC (PAS)
• University of Georgia, Master of Business Administration, 1998
• University of Georgia, Bachelor of Business Administration in Finance, 1991

 Director of Client Relations: Emily Pool 

Michael Ghioto is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Ashford Advisors, Inc. is not an affiliate or subsidiary of PAS or Guardian. Ashford Advisors, Inc. is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0I64347