$100 a month. That's all it takes.

One small commitment. The start of something bigger than you realize.

Year 5

$7,397

It doesn't feel like much yet.

You've put in $6,000. Your earnings: $1,397.

Year 15

$34,604

But the math is quietly working.

You've put in $18,000. Your earnings: $16,604.

Year 25

$95,103

This is where it changes.

You put in $30,000. You earned $65,103. Your money is now making more than you are.

Year 40

$349,101

From $100 a month. That's the snowball.

Total contributed: $48,000. Total earned: $301,101.